Guide

A budget app for couples that keeps your banks separate

Most couples do not want one joint account for everything. Wollie lets you keep your own banks and still see one plan.

Updated 18 October 2026

What couples usually struggle with

Money talks go wrong when nobody can see the same numbers. One person checks one app, the other checks a spreadsheet, and the monthly chat turns into guessing.

A joint account fixes that, but many couples do not want one. You may have different banks, different salaries, or simply prefer to keep part of your money your own.

How Wollie works for two people

Each of you connects your own bank accounts. The connection is read-only, and you sign in at your own bank, so Wollie never sees your password and cannot move money.

Then you plan together. You both see where the money goes, the monthly budgets, and the savings goals. Wollie combines both banks into one household view, and your bank logins stay private.

  • Spending sorted by category, so you can see what the month looked like.
  • A monthly budget for each category, with a warning before you overspend.
  • Savings goals with a fixed amount a month, ticked off when the money lands.
  • Different banks for each of you, in one view.

Who it is for

Wollie suits partners who want to be open about money without sharing every account. It also works on your own: you can start alone and invite your partner later.

Questions

Do we need a joint bank account to use Wollie?

No. Each of you connects your own accounts, even at different banks. Wollie combines them into one household view, so you plan together without a joint account.

Can I use Wollie on my own?

Yes. You can start alone and invite your partner later.

This guide is general information, not financial advice.

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