Guide

How to set a grocery budget for two

Food is usually the biggest cost you can change from month to month. Start with what you really spend.

Updated 20 October 2026

Start with your real number

Look at the last three months of grocery payments and take the average. That is your starting point, not a target someone else set.

Keep eating out and takeaway as a separate line, so you can see each one clearly.

Small habits that help

You do not need to eat differently to spend less.

  • Plan a few dinners for the week before you shop.
  • Shop with a list, and not when hungry.
  • Use up what you have before buying more.
  • Compare unit prices, not package prices.

Set a limit, then watch it

Choose a monthly amount that is a little below your average, and see how the month goes. Wollie shows your grocery spending against the budget during the month, so you can adjust before the end.

Questions

How much should two people spend on groceries?

It depends on where you live and how you eat. Use your own average from the last three months as the starting point.

Should eating out be part of the grocery budget?

Keep it separate. It lets you see each cost clearly and decide which matters more.

This guide is general information, not financial advice.

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