Add up the whole trip
Count more than flights and a hotel. Many trips cost more than people expect because of the small things.
- Travel and getting around.
- Where you stay.
- Food and drink.
- Activities and tickets.
- Insurance and a small buffer.
Turn it into a monthly amount
Divide the total by the months left. If the trip costs €2,400 and you leave in eight months, that is €300 a month between you. If it feels too high, pick a later date or a cheaper plan.
Keep it separate
Put the money in a pot you do not touch for everyday costs. In Wollie, make it a savings goal so you both see it growing, and you can enjoy the trip without checking your balance.
Questions
How much should we save for spending money on a trip?
Set a daily amount for food, activities and extras, multiply by the number of days, and add a small buffer.
Should we pay for the holiday on credit?
It is calmer to save first. Paying later can turn a one-week trip into months of payments.
This guide is general information, not financial advice.